Wealth planning for couples without children – Career and lifestyle flexibility
Couples without children have the potential to retire earlier by investing more during their working years. However, another option is to retire at a traditional age and take advantage of higher discretionary income in other ways. Career choices. Without the financial need to support children, one or both spouses may pursue a career they find […]
Be wary of lifestyle creep
The more money you make, the more money you spend. That may seem perfectly sensible, but what if you spend all of the extra money you make? Now you’ve enhanced your lifestyle, but you’re no further ahead in achieving your financial goals. Lifestyle creep, also called lifestyle inflation, begins slowly. Perhaps you get a raise […]